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Two smart ways to improve cashflow. One key difference: control.
Invoice Factoring and Invoice Discounting both give you fast access to the cash tied up in unpaid invoices — but they work differently behind the scenes. Whether you want help managing your credit control, or you’d rather keep things in-house, choosing the right option can make a big impact on how you manage your cashflow.
Instant access to cash
No collateral required
Funding grows as you grow
Perfect for B2B businesses
Flexible repayment terms
We search! Quick & hassle-free
How Invoice Finance Works
Invoice Finance lets you access cash from unpaid invoices without waiting 30, 90, or even 120 days. Once you’ve sent an invoice, a lender can advance up to 90% of its value, usually within 24 hours. When your customer pays, you get the rest, minus a small fee. It’s a quick, flexible way to manage cashflow without taking on debt.
Types of Invoice Finance
There are two main options: Invoice Factoring and Invoice Discounting. With Factoring, the lender provides the cash and handles collections. With Discounting, you stay in control of chasing payments. Both help you get paid faster, and which is best depends on how hands-on you want to be.
Who is Invoice Finance for?
Invoice Finance is ideal for B2B businesses offering credit terms to their clients. It’s used across industries like recruitment, construction, and logistics, but any company waiting on invoices to be paid can benefit. If cashflow gaps are slowing your operations or limiting growth, this could be the solution.
